Privacy Policy

Last updated: January 1, 2026

1. Information We Collect

Account Information: When you create an account, we collect your name, email address, and password (encrypted). Usage Data: We collect information about how you interact with the Service, including pages visited, features used, and session duration. Investment Data: Any bank note or tax overage information you enter into the platform. Device Information: Browser type, operating system, and IP address for security and analytics.

2. How We Use Your Information

We use collected information to: (a) provide and maintain the Service; (b) improve and personalize your experience; (c) send important notifications about the Service; (d) analyze usage patterns to improve features; (e) ensure security and prevent fraud; (f) comply with legal obligations.

3. Data Security

We implement industry-standard security measures including encryption in transit (TLS) and at rest, secure password hashing, and regular security audits. While we strive to protect your data, no method of transmission or storage is 100% secure.

4. Data Sharing

We do not sell your personal information. We may share data with: (a) service providers who assist in operating the platform; (b) law enforcement when required by law; (c) in connection with a business transfer or merger. All third-party service providers are bound by confidentiality agreements.

5. Your Rights

You have the right to: (a) access your personal data; (b) correct inaccurate data; (c) delete your account and associated data; (d) export your data; (e) opt out of marketing communications. To exercise these rights, contact us at [email protected].

6. Cookies

We use essential cookies for authentication and session management. We may use analytics cookies to understand usage patterns. You can control cookie preferences through your browser settings.

7. Data Retention

We retain your data for as long as your account is active. Upon account deletion, we will remove your personal data within 30 days, except where retention is required by law or for legitimate business purposes.

8. Children's Privacy

The Service is not intended for users under 18 years of age. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes through the platform or via email.

10. Contact

For privacy-related inquiries, contact us at [email protected].